When the unexpected, such as an injury or illness, suddenly occurs, small business owners may be greatly affected, both personally and professionally. Think about the investment you’ve made in your business. Chances are, it’s not simply a business to you, but rather, your life’s work. And we know how valuable it is to your family.
For many business owners, it’s their businesses that provides their current income, which makes their lifestyle what it is. But whether making sure bills are paid, payroll is met, or the business itself is running smoothly, small business owners face numerous challenges, both known and unknown.
Major Unknown: An illness or injury could leave you scrambling to service your customers and protect your employees. A big reality is that your absence could cause potential losses, and of course, unexpected expenses could quickly add up. Having a protection plan in place, such as Overhead Expense (OE) Disability Insurance, will help you ensure your ability to meet the ongoing financial needs of your business during a period of disability.
How do you protect your business?
Business Expenses. This policy is designed to protect all of your business overhead cost. Cost ranging from office location or workspace where revenue is generated from your products or services. In addition to covering expenses such as property taxes, rent, utilities, janitorial and maintenance fees, employee benefits, and employee salaries to name just a few. #OhYeah
Although these are easy to overlook when considering how to protect your business, overhead costs are an integral part of your day-to-day operations. And they won’t stop, even if something should happen to you. Hey, bills are just constant. So, if ever faced with a disability, the right OE policy could enable you to focus on your recovery, without the added stress of worrying about how to cover your everyday business expenses. A comprehensive Overhead Expense Disability Insurance policy can provide you with a valuable safety net that can help ensure the continuity of your business.
Thank you for reading our work. We hope you found valuable insight.
Brentley Financial Team